Episodes

  • From Paperboy to Multi-Millionaire: How to Find Your Entrepreneurial Edge w/Kevin Bupp
    Oct 3 2024
    Entrepreneurs have one superpower: they see opportunities where others see obstacles. They learn from the people around them and seize moments that can change their lives. Many people dream of building wealth and success, but without an entrepreneurial mindset, it can feel like you're always a step behind. Real estate - one of the most lucrative paths to financial freedom - can seem intimidating if you're not thinking like an entrepreneur. What are some of the things that we experience as children that instill an entrepreneur mindset in us? How can we use this to not only build businesses and wealth but also relationships? In this episode, co-founder of Sunrise Capital Investors, Kevin Bupp joins me to talk about how he went from paperboy to multi-millionaire all because of an entrepreneurial mindset, what his journey looked like and how he took every opportunity that came his way. We also talk about mobile home investing and what it looks like to niche down in real estate. Successful people aren’t smarter than you. They just knew something you don’t. -Kevin Bupp Things You’ll Learn In This Episode -Learning from the experienced It’s a common notion that learning from the experienced is a good way to gain experience as well. How can you benefit from the experience of others? -Does history repeat itself? What’s the difference between the 2008 recession and the one that is on the horizon? How can you prepare for it? -Fundamentals of a good deal The fundamentals of a good real estate deal should never be compromised. Why should we stick to the fundamentals and stay true to ourselves? Guest Bio Kevin Bupp is a serial real estate entrepreneur, host of the wildly popular Real Estate Investing for Cash Flow Podcast, and bestselling author of The Cash Flow Investor: How To Create Financial Freedom Investing In Commercial Real Estate. Kevin’s entrepreneurial journey began at the age of 12 with a simple paper route. By 14, he was running a business from his parents’ garage, buying, selling, and installing automobile electronics. After briefly bartending, Kevin entered the world of real estate investing at 20, and his passion for business only grew. With over two decades of experience, he has personally completed more than $250 million in real estate transactions. In addition to real estate, Kevin has owned several businesses, including a nationwide property management firm, a custom sports apparel company, and an events business. Outside of work, Kevin enjoys outdoor sports, marathon running, and triathlons. He also loves traveling with his wife Joanna and their two sons, Jackson and Julian, and considers himself a craft beer and bourbon enthusiast. Visit https://kevinbupp.com/ Visit https://sunrisecapitalinvestors.com/ Get Kevin’s book The Cash Flow Investor for free here (just pay shipping) https://kevinbupp.com/the-cash-flow-investor/ Follow Kevin on LinkedIn @Kevin Bupp Follow Kevin on Instagram @buppkevin About Your Host From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier. His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works. Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom. Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!
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    56 mins
  • Escaping the Financial Rat Race: How to Make Your Money Work for You w/Carson Herlean
    Sep 26 2024
    Most people get caught up in a traditional system that promises a steady paycheck but never leads to financial freedom. They chase the illusion of being "rich" without understanding the difference between that and real, lasting wealth. Many young people fall into this trap, only to realize years later that their money isn't working for them. They don't see that true wealth is built on a mindset shift—a willingness to pursue something bigger than just the income game. What is holding people back from making the decision to make their money work for them? What if you could take control of your financial destiny before you’re locked into a system that’s not designed to make you wealthy? IBC practitioner and real estate investor, Carson Herlean joins me to talk about why young people need to learn about true wealth before it's too late, how to grab every opportunity while we can and his journey to becoming his own bank. Being young, our brain is not going down a traditional path like everyone else. -Carson Herlean Things You’ll Learn In This Episode -Going against the grain Overcoming doubt and negativity when going against the grain requires self-belief, persistence. How can you maintain confidence and push forward while pursuing unconventional paths? -Saving isn’t sufficient Saving only 5-10% of income is insufficient in today's climate of rising inflation and economic uncertainty, as it doesn't provide enough cushion for future financial stability. What else can we do to secure a financially stable future? -Trading in time for a dollar Time is more valuable than money because once it's spent, it can never be regained. How do we prioritize our time over financial gain in our daily life? Guest Bio Carson started his journey into financial education at just 16 years old when his father gave him a firsthand look at the real costs of living. This eye-opening experience ignited a passion in Carson for understanding money management and achieving financial freedom. By 19, Carson had connected with Chris Naugle, a mentor in the infinite banking space. Carson quickly absorbed the principles of using life insurance as a powerful financial tool and began working alongside Chris to teach families how to manage and protect their wealth. Despite being young, Carson's dedication and ability to learn quickly earned him recognition in the insurance industry, even receiving top-level awards for his sales and service. Carson’s success in teaching IBC led him to work with over 2,000 families across the country, guiding them on how to use life insurance in their family banking system. He’s passionate about educating others, particularly young entrepreneurs, on the importance of financial independence and the strategies to achieve it. Through his social media brand and podcast, "Generational Gains," Carson shares his knowledge on money management, helping others navigate their financial journeys just as he has. Now based in Southern California with his wife, Anna, Carson continues to teach, inspire, and expand his expertise in the world of finance. Follow Carson on Instagram @carson.herlean Find Carson on LinkedIn @Carson Herlean Follow Carson on Facebook @Carson Herlean About Your Host From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier. His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works. Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom. Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!
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    57 mins
  • Why More Money Often Equals Less Happiness w/ Brad Chandler
    Sep 19 2024
    Financial success will lead to a fulfilling life. This a trap many people, including entrepreneurs, fall into. But the reality is often the opposite. Many work tirelessly, achieving impressive financial milestones only to discover that they have little time to enjoy the fruits of their labor.The relentless pursuit of making more money leaves people drained and disconnected from family and the joys of life. It’s a harsh truth: money has a diminishing return. The more you make, the less it truly matters in terms of happiness and fulfillment. How do we stop the pursuit of money from ruining our happiness? Why does making more money not equate to more happiness? In this episode, I’m joined by Brad Chandler, the founder of LimitlessYou, to explore the true meaning of happiness and why it can't be bought with money. We also delve into the concept of self-love, discussing what it truly means and the implications of its absence for future generations. Things You’ll Learn In This Episode -Time is a precious resource Money can be utilized to outsource tasks and responsibilities, allowing individuals to reclaim valuable time for things that matter most to them. In what ways can we strategically invest our money to maximize our time and improve our quality of life? -The feeling of not being enough Everyone experiences the imposter syndrome of not being enough but what does it lead to? How can we combat it? -How to unlearn fear We are born with only two innate fears: the fear of loud noises and the fear of falling. All other fears are learned. And if they can be learned, then they can also be unlearned. How do we unlearn the fears we've accumulated over the years? Guest Bio Brad Chandler understands the profound impact of unresolved childhood and family stress on one's life. His journey to help his son overcome extreme anxiety revealed a hidden truth: he too was burdened by deep-seated childhood programming that had silently dictated his actions and beliefs. These unaddressed wounds led Brad's subconscious to embrace a series of painful untruths, primarily the belief that he was unworthy. This mindset resulted in a lack of self-love and self-compassion, ultimately taking a heavy toll on his life. He faced two failed marriages, $9 million in business missteps, behavioral issues with his children, and turned to alcohol and marijuana as coping mechanisms. However, through a profound transformative process that involved gaining awareness, utilizing their proprietary Joy Generator tool, and engaging in neural reprogramming, Brad has turned his life around. Today, he embraces a life filled with joy and purpose, dedicated to helping others navigate their own paths to healing and fulfillment. Visit https://unlocklimitlessyou.com/ Take the quiz https://unlocklimitlessyou.com/self-love-quiz/ Find Brad on LinkedIn @Brad Chandler About Your Host From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier. His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works. Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom. Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!
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    48 mins
  • 5 Reasons Why Banks Are Tightening Lending—And How to Prepare
    Sep 12 2024

    If you've been getting pushback on deals, or they’ve even been falling through, you're not alone. We’re seeing it firsthand: banks are tightening their lending practices, and it’s becoming harder to secure the financing needed to keep business moving.

    The ripple effect of banks not lending could be massive. For businesses that rely on funding to grow, close deals, or stay afloat, this is a major concern. Without access to capital, your ability to invest, expand, or even maintain your current operations could be severely impacted.

    Are you prepared to face a tighter lending market? How would it affect the ability to grow or secure new opportunities? What will business look like if access to traditional lending dries up even further?

    In this episode, I talk about the 5 reasons why banks are freezing up and not lending, what happened previously to get to this point and how to prepare for what’s to come.

    Things You’ll Learn In This Episode

    -The Great Recession

    The Great Recession exposed major flaws in the global financial system, nearly causing its collapse. How did the events leading up to the Great Recession put the entire financial system at risk?

    -An uncertain future

    We can’t predict exactly how the economy will change. How does economic uncertainty influence a bank's willingness to lend?

    -A risk-averse approach

    Banks have shifted from taking bold risks to adopting a more risk-averse approach. How has this shift impacted the financial industry?

    About Your Host

    From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.

    His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.

    Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.

    Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!

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    22 mins
  • Don’t Settle for a 9-5 Life: How to Get Paid For Chasing Your Passion w/Kellan Fluckiger
    Sep 5 2024
    Many of us crave the life we've always wanted, but we’re stuck in a routine that leaves us feeling frustrated and unfulfilled. It's all too easy to daydream about a life filled with purpose and financial freedom, but so many people hesitate to take the necessary steps to turn those dreams into reality. It's time to confront the hard truth about how we're spending our days. Are your choices truly aligned with your passions, or are you just going through the motions? Let’s get real: we can chase our passions while simultaneously building wealth. We don’t have to pick one or the other. When do we finally recognize that enough is enough and take that leap towards something different? It's time to stop waiting and start acting. In this episode, author, business coach and motivational speaker Kellan Fluckiger joins me to talk about creating the life that you want, his journey to creating his vision and why what we make of ourselves counts. Nothing is going to happen for you until you say “I am going to create this”. -Kellan Fluckiger Three Things You’ll Learn In This Episode -The importance of our beliefs Sometimes the things we believe in only create unhappiness in our lives. Why is it important to take a step back and evaluate our beliefs? -Realizing our true mission We were all put on this earth with a mission to fulfill. How do we realize what our true mission is, how we serve and how to use our gifts and talents to make a difference? -The more you give We’re meant to keep giving back as we create more wealth. Is it true that abundance keeps flowing in the more we give? Guest Bio Coming through decades of depression, addictions, life-threatening illness, and a near-death experience, Kellan has become the ultimate catalyst to help motivated people melt barriers, move mountains, and mobilize superpowers to achieve their true desires. As a coach and keynote speaker, Kellan’s masterful approach helps people get past old stories, change beliefs, and create a life context to reach even goals that seem impossible. “What you believe controls everything you do and defines the boundaries of what you can accomplish. When you have leadership responsibilities, the effects of your beliefs are magnified. Your beliefs form the light of motivation or the darkness of confusion and stagnation.” – Kellan Fluckiger Kellan has decades of leadership experience at the highest levels in government and industry. His amazing ability to do the seemingly impossible has led to contracts and assignments in many countries and difficult situations worldwide. Visit https://yourultimatelife.ca/ Visit https://www.kellanfluckiger.com/ Listen to the Your Ultimate Life Podcast here https://www.yourultimatelifepodcast.com/ Follow Kellan on Instagram @kellan.fluckiger Email coachkellanfluckiger@gmail.com About Your Host From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier. His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works. Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom. Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!
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    47 mins
  • The Unseen Battles Every Entrepreneur Faces (And How to Win Them) w/Carmelo and Lindsey Cruz
    Aug 29 2024

    Being an entrepreneur is tough—far tougher than most people realize. Many take it at face value, seeing only the surface success while missing the intense challenges beneath.

    The entrepreneurial journey is filled with challenges, but it's also filled with opportunities—if you're willing to seize them. It's time to push past the comfort zone, take that gamble, and win big.

    Playing it safe might seem like the safest choice, but is it really the path to true success? What if that gamble could be the difference between staying stagnant and experiencing immense growth?

    In this episode, Carmelo and Lindsey Cruz, owners of 95 Nutrition, join me to talk about what the true journey of being an entrepreneur looks like, when they reached their breaking point and how they took their business to the next level.

    The road to success is not a road, it’s an obstacle course. -Lindsey Cruz

    Three Things You’ll Learn In This Episode

    -Making decisions when we’re young

    When we are young, we have no idea who we want to be but we’re forced to make decisions around it. How do we go in the right direction?

    -College: the answer to life’s problems

    Growing up, the only thing we hear is that going to college will lead to a perfect life. Is it true?

    -Get on the next level

    What does it take to reach our initial goals and then get on the next level?



    Guest Bio

    Lindsey is the visionary behind 95 nutrition, bringing a wealth of expertise in the fields of health, wellness, and nutrition. Raised in Grand Island, NY, Lindsey has always been passionate about cooking and fitness. Her unwavering dedication to empowering individuals to lose weight through portion control and sustainable lifestyle changes has made her a prominent figure in the industry.

    With a deep understanding of the pitfalls of fad diets, Lindsey founded the company with a mission to help people make lasting lifestyle changes that promote their overall health and wellbeing. She brings to the table an unparalleled level of knowledge and experience in the field, making her a trusted resource for clients and partners alike.

    As a mother of two, Lindsey has a special place in her heart for helping women regain their strength and confidence after pregnancy as well as helping busy parents manage & balance their lifestyles through delicious ready to eat meals.

    Carmelo is one of the founders and owners of the company. With a background as a retired New York State Trooper, Carmelo brings a disciplined and detail-oriented approach.

    Outside of work, Carmelo is a fitness enthusiast and enjoys helping others live a healthier lifestyle. He believes that fitness and healthy living can have a positive impact on all aspects of life, including work. With this in mind, Carmelo is committed to providing customers with high-quality products that will help them achieve their wellness goals.

    Visit https://95nutrition.com/

    Find Carmelo on Instagram @carmelo_cruz_v2.0

    Find Lindsey on Instagram @thelindseycruz

    About Your Host

    From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.

    His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.

    Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.

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    1 hr and 24 mins
  • Whole Life Insurance 101: What You Need to Know for a Secure Future w/Tom Wall
    Aug 15 2024

    Why does whole life insurance have such a negative reputation when it offers incredible value? For years, this financial tool has been misunderstood, leading many of us to overlook its potential benefits.

    But what if I told you that whole life insurance could be the key to securing our financial future and ensuring we leave a lasting legacy?

    Many of us have dismissed it without truly understanding how it works or the risks it helps to mitigate. The truth is, whole life insurance is a powerful tool that guarantees not only financial security but also peace of mind, knowing our loved ones will be taken care of.

    Are we aware of the risks we might face in our retirement years, such as market volatility or unexpected expenses? Have we considered how whole life insurance could play a crucial role in protecting our assets and providing a reliable source of income?

    In this episode, speaker, author, and coach to financial advisors Tom Wall joins me to discuss the concept of whole life insurance, why we should consider it in our retirement plans, and his personal take on its value.

    Whole life takes the risk off the table. -Tom Wall

    Three Things You’ll Learn In This Episode

    -Take risk off the table

    This powerful financial tool provides a stable, reliable way to build wealth while ensuring that your loved ones are taken care of, no matter what happens in the markets.

    -IUL vs. whole life

    Is IUL more complex to understand than whole life? Which one will benefit us more in the long run?

    -The volatility buffer concept

    What exactly does the volatility buffer concept mean? How can it benefit us?



    Guest Bio

    Tom Wall has spent the entirety of his 20-year career positioning whole life insurance and competing against his alternative. Starting in college as an award-winning advisor with Northwestern Mutual before moving his practice to MassMutual, he subsequently grew his career in prominent home office roles in sales and marketing leadership. In those roles, he developed into a renowned storyteller and product expert at perennial company conferences and firm meetings nation-wide.

    Tom’s Ph.D. is in retirement income planning, with original research on Whole Life as a Fixed Income Alternative under the advisement of industry thought leaders Wade Pfau, Michael Finke, and Stephen Parrish. His focus on academic integrity and decades of sales experience combine to make him a uniquely credible and inspirational voice in the life insurance space.

    Tom now coaches and consults with financial advisors, hosts the Whole Life Masterminds study group, and has published his first book titled “Permission to Spend: Maximize Your Retirement with the Best Kept Secret in Personal Finance.” Tom lives in the greater Boston area with his two sons age 12 & 9, and is an avid golfer and traveler.

    Visit https://www.permissiontospend.com/

    Find Tom on LinkedIn @Tom Wall

    Follow Tom on Instagram @tomwalltalks

    Visit https://www.wholelifemasterminds.com/

    About Your Host

    From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.

    His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.

    Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.

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    42 mins
  • The Easy Button Will Actually Make Your Life More Difficult…Here’s Why w/ Nick Koumalatsos
    Aug 8 2024

    It might seem counterintuitive, but the path of least resistance can lead to complacency and unfulfilled potential.

    That’s unfortunately the path most people are on.

    Choosing the easy way out can cause anxiety, stress and a false sense of security that hinders our growth. The reality is: real growth comes from facing challenges head-on, pushing through discomfort, and staying off the beaten path.

    It's the pressure and stress from these tough situations that drive us to grow, learn, and ultimately achieve our highest potential.

    Should we be willing to step out of our comfort zone for the sake of true growth? Can we afford to remain in a state of complacency and comfort?

    In this episode, I’m joined by entrepreneur, accomplished fitness advocate, author, and a veteran Marine Raider, Nick Koumalatsos. We talk about why the difficult path is the one we should take. We also talk about his journey to success and how success doesn't come quick.

    We have a systemic problem in this country where men are not leading their communities and families the way they need to be. -Nick Koumalatsos

    Three Things You’ll Learn In This Episode

    -Why men self-sabotage

    The reason so many men self-sabotage and fail to reach their full potential is past trauma. How do we work through this?

    -The importance of taking care of yourself

    Taking care of everyone else but yourself is actually selfish. How do we fill our own cups before pouring out into others?

    -The battle against corporations

    Why do we need to be careful of companies and corporations selling the disease and cure at the same time?

    Guest Bio:

    Nick Koumalatsos is a versatile entrepreneur, accomplished fitness advocate, author, and a veteran Marine Raider. With a background that spans both military and business landscapes, he has made significant strides in various entrepreneurial fields.

    Nick is the co-founder of Johnny Slicks, a brand renowned for its high-quality, organic grooming products for men. His advocacy for personal grooming and self-care reflects the company's commitment to providing premium products and promoting healthy, sustainable lifestyles.

    As an author, Nick wrote "Excommunicated Warrior: 7 Stages of Transition," an insightful book that provides guidance on overcoming personal challenges. His own experiences and resilience inspire his written work, offering readers a practical roadmap for navigating change and adversity.

    Nick Koumalatsos' multifaceted career makes him a standout figure in the entrepreneurial landscape. Whether he is delivering motivational talks on leadership and personal growth, or leading ventures that promote comprehensive health and wellness, Nick's passion and dedication remain at the forefront, reflecting his unwavering commitment to impact and service.

    Visit https://nickkoumalatsos.com/

    Follow Nick on Instagram @nickkoumalatsos

    Subscribe to Nicks YouTube Channel @NickKoumalatsos82

    Listen to Nicks Podcast https://nickkoumalatsos.com/podcast/

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    54 mins