Lucky! That’s all I have to say about all the gaps in insurance I found out about recently. You see, when your insurance guy retires it forces you to look at your policies. I had an eye opening little string of insurance mishaps that will have me thoroughly going through our binders and policies this winter. These are my cautionary tales so you don’t find yourself over or underinsured.

The Retirement Party

So our State Farm agent tells us he’s retiring and invites us to his party to celebrate. When I asked him what was going to happen to my 11 policies, he suggested I meet all the other agents that were there. I was bamboozled into attending so I could find a new agent. Oh no, no! I asked people that I trust who they use and found my own new State Farm agent. I had all my policies transferred over to him and asked to review the policies and make sure we were all set.

Paper Validates What You Say

You know how I always say that physical paper validates what you say when you are in the doctor’s office? Well now I can share how it works with the Financial Binder, too! I actually have a business binder. So when said new agent came, he discovered I didn’t have business insurance. But I could have sworn I already had it. Once he asked me the questions to set up a new policy, I KNEW I already had it! Once I finally remembered to check the business binder at home, I found it. I showed it to the new agent. And putting two and two together, we discovered the first policy was in the business name and I had only transferred my personal policies. Now to find that missing bond. The paper validated what I said. I was able to void the second policy and that saved me $2700!

Poor Abby

I don’t know how, but in all of this reviewing of policies it was revealed that I had not added Abby as a driver to our policy. So in the event there had been an accident, the car would have been covered, but not her medical expenses. FIVE YEARS! For five years, Abby has been driving around completely uninsured! I added Joey, but total household manager fail, I did not add Abby. As the COO of this house, I missed crossing this “t.”

2024: The Year of Overcommitting

You know we have remodeled and upgraded things around the house so much this year. Which also means we opened a few lines of credit and that led to the question, how much is our mortgage? Greg had one number and I had one $200 less! How could that be? The bank statements showed we were both right, but that made me have a lot of questions. The State Farm agent was able to explain that, ever since we purchased Joey’s condo (which was underinsured), we’ve been paying escrow but we have never escrowed! So we had to get that all straightened out, too.

Even the Best Fall Down Sometimes

I discovered incorrect beneficiaries. We added Greg to all the Organize 365® accounts because I was the only signer on those accounts. I mean, I had my eyes opened to so much; you’ve got to listen to the full episode to hear all the things. As much as you may feel you are set for today, are you “set” for the future? It just goes to show no one has it all together. With that being said, at the end of the day it’s up to you as the household manager to dot all the “i’s” and cross the “t’s” because no one cares what you intended to do. It’s up to you to make sure the paperwork is correct. Do you know that song “Collide” by Howie Day? All I can think of is the line in that song that says “Even the best fall down sometimes.” Did you sing it? LOL Yes, even Lisa with Organize 365® can fall sometimes. But I am back up and ready to take on whatever “blessings” life gives me.

EPISODE RESOURCES:

• The Sunday Basket®

• The Paper Solution®

• The Productive Home Solution

• Sign Up for the Organize 365® Newsletter

Did you enjoy this episode? Please leave a rating and review in your favorite podcast app. Share this episode with a friend and be sure to tag Organize 365® when you share on social media!

In this episode, the Emily Kelly, my sister, is back! It’s been a minute since her raving Organize 365® fans have been caught up on what Emily Kelly is up to these days. Put your surprised faces on when I tell you she’s back to being an entrepreneur. BUT she has not settled on just one and I think that is so important to spotlight. Many Americans have a 9 to 5 and a side hustle. Or many people like Emily find purpose and passion and excel in multiple areas. “A man of many talents rarely goes hungry.” Such a valid point in today’s economy.

Emily was ready to be done at her previous employer and they were ready to part ways, too. She brought up a good point; based on my past experience, America is set up for married people. When you are single, it’s scary to leave a steady position. There is no one else to fill in any financial gaps. I had the opportunity to explore what I was uniquely created to do because I had Greg, my husband, supporting our family. We discussed how, just because inflation goes crazy, doesn’t mean your salary goes up with it. I shared the gas stipend I gave to full time Organize 365® employees when gas prices went so crazy in 2022. For some people, just coming to work was a huge inconvenience due to gas prices.

So she has officially fired up EMK Incorporated which is business-to-client relationships. She takes care of anything within your home. People have commented to her that it’s good to see her working for herself again and I agree. Emily has a natural skill to build relationships in person. It’s a dying art. Relationships are built on trust. Trust will never be replaced with a higher commodity. Relationships are free and your long term investment of time and effort will last a lot longer than ads. And with all the relationships she’s built and maintained, she was able to get clients started and start a few businesses on the right path, too.

Cue Emily’s other company Rainmaker, a marketing agency and fractional CMO services, which is business-to-business relationships. She enjoys teaching business owners to fish rather than just giving them the fish. There are so many nuances to marketing and Emily is happy to do the work for them. But she’s just as happy to show her clients the ropes and understand how to focus on what makes their business unique and who they are targeting those messages to. She’s helping them to look at what they have to offer in print, person, on land, and online to see what marketing makes sense for their business.

And she’s launched Rainmaker Academy! It’s a 6-week comprehensive program to really learn the ins and outs of marketing. She’ll be offering each week individually so business owners don’t have to commit to 6 weeks and they can learn the skills they are looking for. It is a well rounded explanation of all things marketing for a business owner. She and her panel of experts are explaining things like identifying your vision, SEO, successful sales strategy, promotional items, merchandise to sell, and it all ends with a celebration!

EPISODE RESOURCES:

• The Sunday Basket®

• The Paper Solution® Certification Course

• EMK Incorporated

• Sign Up for the Organize 365® Newsletter

On the Wednesday podcast, I get to talk with members of the Organize 365­® community as they share the challenges, progress, missteps and triumphs along their organizing journey. I am grateful that you are reaching out to share with me and with this community. You can see and hear transformation in action. If you are ready to share your story with us, please apply at https://organize365.com/wednesday.

Did you enjoy this episode? Please leave a rating and review in your favorite podcast app. Share this episode with a friend and be sure to tag Organize 365® when you share on social media!

I’m excited to announce that The Productive Home Solution® Certification is here! Way back when I started the company, I could foresee that the community would grow and I would not have the bandwidth to provide one-to-one or small group training that most people crave. Once I realized that organization was a learnable skill, I started honing in a way to train others online. When I saw so many MLM and Direct Marketing companies go out of business, I knew this was the time to open certification at this level. It was originally an initiative for 2025, but the market is providing the demand now. I wanted to offer a license that would allow you to offer a class or workshop where people can get to know you and then take advantage of your full range of offerings. They may attend to learn how to organize a child’s room and then see you offer in-home organizing or some related services.

Win-Win-Win

In Organize 365®, I always want it to be a win-win-win scenario for you, the certified organizers, and Organize 365®. In this episode, I shared the evolution of my thinking and how we got to here today with this offering. You win because we have a plethora of certified organizers to help you. And if you are looking for an income opportunity, this may be a fit for you.

Certified organizers win because they get all the great products, training, and this opens the door for potential clients to get to know you because we like to do business with people we know, like, and trust. Do you think someone will just let you into their home and expose you to all their personal spaces if they don’t know you? Likely, not. You also will earn 30% off all purchases made through your affiliate link, but that is not the main avenue that we expect you’ll make an income. As I shared from all my days in direct sales, most don’t make money. I want you to make money. It has also been our experience that our certified organizers get a majority of their clients through the directory. Someone has bought the product and now just needs a person to help them or motivate them.

Obviously, Organize 365® wins because product is sold, but more importantly there is help for everyone. There can be one-to-one help. There is a directory that will continue to fill up with certified organizers in your area that can help you with your Sunday Basket® in a way that I cannot anymore. We are excited you will get your questions answered in a timely manner. And we know for a fact that when people get organized, it frees them up to explore what they are uniquely created to do.

What Questions Do You Have?

December 20th, I will be live answering your questions. Please submit questions in advance to certification@organize365.com. Submit them now so I can get them answered on Friday the 20th at 10:30-11:30a Eastern. Once I have finished the live Q&A, we will get replays out to the people who submitted a question.

What is the Process?

Complete the online courses through your dashboard. Take a quiz at the end to make sure you understand what we say you are certified to teach. Get HIPPA training (about a $35 fee) because after all, you are dealing with sensitive paperwork and we want you to feel comfortable with how to process it. If you decide to attend the paper organizing retreat in July, you will then be added to the Organize 365® directory of certified organizers. There is a $475 annual licensing fee.

What’s Included?

Teal Sunday Basket - including access to dashboard, course, and club

The Paper Solution® Book and 4 The Paper Solution® Binders again with access to dashboard, course, and club

Warrior Mama Binder

Slash Pockets

Paper Retreat Fee

Affiliate link for your customers and you will earn 30% off their purchase amount.

Additional Certifications: The Productive Home Solution®, Business Friday Workbox®, Launch and Kids Program, and Education Friday Workbox®

EPISODE RESOURCES:

• CustomerService@organize365.com

• The Paper Solution Certification®

• Sign Up for the Organize 365® Newsletter

Did you enjoy this episode? Please leave a rating and review in your favorite podcast app. Share this episode with a friend and be sure to tag Organize 365® when you share on social media.