Inheritance tax - it’s something that’s become a hot topic in recent months, following the government’s proposals to make some changes to how it works, which will lead to more people facing a bill.

It’s often an emotive subject, but is also a complex one, with lots of rules that determine how and when inheritance tax is charged.

In this episode Which? Money Editor Jenny Ross and Director of Public Policy at AJ Bell, Tom Selby discuss how inheritance tax works, how you can potentially avoid it, and whether you need to worry about it at all.

Read more about the ways to avoid paying IHT & sign up to our free weekly Money newsletter.

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This week we're looking at the impact of the government's 'freedom and choice' rules a decade on and the options available to access your pension now.

Find out more, read Annuities vs pension drawdown: which option is right for you? and sign up to our free monthly Money newsletter.

Credit cards - used wrong and they can be a nightmare, but used right, they can be a great tool, whether that’s the cheapest way to borrow, helping you get out of debt, or making the most of rewards.

There are hundreds out there on the market with varying rewards, interest rates and functions.

In this episode, Which? Money Expert Grace Witherden and Amy Knight, personal finance expert at NerdWallet UK, explain the different types, reveal the Which? Best Buys, and deep-dive into all things credit cards along the way.

Read our best credit card deals and best providers & sign up to our free weekly Money newsletter.

Become a Which? Money member and receive a special gift - offer ends 16 February 2025.

Get 50% off a Which? membership.