Showing titles in Future Studies
-
-
La juventud atracada
- Cómo un electorado envejecido cercena el futuro de los jóvenes
- By: José Ignacio Conde-Ruiz, Carlotta Conde Gasca
- Narrated by: Martín Osborne
- Length: 6 hrs and 37 mins
- Unabridged
-
Overall
-
Performance
-
Story
En España se está produciendo un atraco a mano armada, un robo generacional que deja sin amparo a los jóvenes de este país. España va a ser uno de los países más envejecidos del mundo en 2050. La combinación de bajas tasas de natalidad y una alta longevidad ha provocado que sean los mayores, gracias a su peso electoral, quienes determinen la agenda política de nuestro país y el destino del gasto público.
-
La juventud atracada
- Cómo un electorado envejecido cercena el futuro de los jóvenes
- Narrated by: Martín Osborne
- Length: 6 hrs and 37 mins
- Release date: 11-10-24
- Language: Spanish
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to basket failed.
Please try again laterAdd to wishlist failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Unfollow podcast failed
Regular price: £10.99 or 1 Credit
Sale price: £10.99 or 1 Credit
-
-
-
KI 2041
- Zehn Zukunftsvisionen
- By: Kai-Fu Lee, Quifan Chen
- Narrated by: Josef Vossenkuhl, Stefan Lehnen, Sebastian Pappenberger, and others
- Length: 19 hrs and 50 mins
- Unabridged
-
Overall
-
Performance
-
Story
Eine Chinesin, die es wagt, ihren brasilianischen Freund nicht mehr länger nur in einer virussicheren, virtuellen Realität zu treffen. Ein junger Mann in Sri Lanka, der mittels autonomer Fahrzeuge Leben rettet. Ein Münchner Quantencomputerprofi, der die Welt mit KI-gesteuerten Waffen ins Chaos stürzen will... In KI 2041 haben sich der international bekannteste KI-Experte und ein führender Science-Fiction-Autor zusammengetan, um eine zwingende Frage zu beantworten: Wie wird künstliche Intelligenz unser Leben in zwanzig Jahren verändert haben?
-
KI 2041
- Zehn Zukunftsvisionen
- Narrated by: Josef Vossenkuhl, Stefan Lehnen, Sebastian Pappenberger, Livia Gaiser, Marius Klimke, Marla Friesewinkel, Christine Garbe
- Length: 19 hrs and 50 mins
- Release date: 09-02-22
- Language: German
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to basket failed.
Please try again laterAdd to wishlist failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Unfollow podcast failed
Regular price: £16.99 or 1 Credit
Sale price: £16.99 or 1 Credit
-
-
-
The Price of Immortality
- The Race to Live Forever
- By: Peter Ward
- Narrated by: Alex Boyles
- Length: 8 hrs and 50 mins
- Unabridged
-
Overall
-
Performance
-
Story
Starting off at the Church of Perpetual Life in Florida and exploring the feuding subcultures around the cryonics industry, Peter Ward immerses himself into an eccentric world of startups, scam artists, scientific institutions, and tech billionaires to deliver this deeply reported, nuanced, and sometimes very funny exploration of the race for immortality—and the potentially devastating consequences should humanity realize its ultimate dream.
-
-
Good overview of the subject
- By Alistair Davies on 08-05-24
-
The Price of Immortality
- The Race to Live Forever
- Narrated by: Alex Boyles
- Length: 8 hrs and 50 mins
- Release date: 19-04-22
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to basket failed.
Please try again laterAdd to wishlist failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Unfollow podcast failed
Regular price: £19.99 or 1 Credit
Sale price: £19.99 or 1 Credit
-
-
-
The Future of Medicine (WIRED Guides)
- How We Will Enjoy Longer, Healthier Lives
- By: James Temperton, WIRED
- Narrated by: Jot Davies
- Length: 2 hrs and 58 mins
- Unabridged
-
Overall
-
Performance
-
Story
By the end of this century, living beyond 100 will be the rule rather than the exception. What medical breakthroughs and new technologies will make this possible? In this brilliantly wide-ranging, one-stop guide, WIRED journalist James Temperton outlines the medical revolutions that are transforming healthcare. He looks at the burgeoning immune therapies that could one day cure such life-threatening diseases as cancer.
-
The Future of Medicine (WIRED Guides)
- How We Will Enjoy Longer, Healthier Lives
- Narrated by: Jot Davies
- Length: 2 hrs and 58 mins
- Release date: 25-03-21
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to basket failed.
Please try again laterAdd to wishlist failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Unfollow podcast failed
Regular price: £7.99 or 1 Credit
Sale price: £7.99 or 1 Credit
-
-
-
This Could Be Our Future
- A Manifesto for a More Generous World
- By: Yancey Strickler
- Narrated by: Yancy Strickler
- Length: 5 hrs and 35 mins
- Unabridged
-
Overall
-
Performance
-
Story
In this bold, powerful book, Yancey Strickler - cofounder of Kickstarter - lays out an inspiring vision for a new world we have the power to create and how we can change course. While the pursuit of wealth has produced innovation and prosperity, it's also produced dire consequences: environmental collapse, corruption, exploitation and unhappiness around the world.
-
-
An uplifting book
- By Acteon on 03-01-21
-
This Could Be Our Future
- A Manifesto for a More Generous World
- Narrated by: Yancy Strickler
- Length: 5 hrs and 35 mins
- Release date: 31-10-19
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to basket failed.
Please try again laterAdd to wishlist failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Unfollow podcast failed
Regular price: £12.99 or 1 Credit
Sale price: £12.99 or 1 Credit
-
-
-
Decline and Fall
- The End of Empire and the Future of Democracy in 21st Century America
- By: John Michael Greer
- Narrated by: Kristoffer Tabori
- Length: 10 hrs and 22 mins
- Unabridged
-
Overall
-
Performance
-
Story
The decline and fall of America's global empire is the central feature of today's geopolitical landscape, and the nature of our response to it will determine much of our future trajectory, with implications that reach far beyond the limits of one nation's borders. Decline and Fall: The End of Empire and the Future of Democracy in 21st Century America challenges the conventional wisdom of empire, using a wealth of historical examples combined with groundbreaking original analysis.
-
Decline and Fall
- The End of Empire and the Future of Democracy in 21st Century America
- Narrated by: Kristoffer Tabori
- Length: 10 hrs and 22 mins
- Release date: 06-01-15
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to basket failed.
Please try again laterAdd to wishlist failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Unfollow podcast failed
Regular price: £18.99 or 1 Credit
Sale price: £18.99 or 1 Credit
-
-
-
The Digital Ape
- How to Live (in Peace) with Smart Machines
- By: Dr. Nigel Shadbolt, Roger Hampson
- Narrated by: Tom McGairl
- Length: 11 hrs and 40 mins
- Unabridged
-
Overall
-
Performance
-
Story
How smart machines are transforming us all - and what we should do about it. The smart machines revolution is reshaping our lives and our societies. Here, Nigel Shadbolt (one of Britain’s leading authorities on artificial intelligence) and Roger Hampson dispel terror, confusion and misconception. We are not about to be elbowed aside by a rebel army of superintelligent robots of our own creation. We were using tools before we became Homo sapiens and will continue to control them. How we exercise that control - in our private lives, in employment, in politics - and make the best of the wonderful opportunities will determine our collective future well-being.
-
-
Pretty good
- By Wild Bunny on 30-07-23
-
The Digital Ape
- How to Live (in Peace) with Smart Machines
- Narrated by: Tom McGairl
- Length: 11 hrs and 40 mins
- Release date: 10-05-18
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to basket failed.
Please try again laterAdd to wishlist failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Unfollow podcast failed
Regular price: £15.99 or 1 Credit
Sale price: £15.99 or 1 Credit
-
-
-
The Best of Times, The Worst of Times
- Futures from the Frontiers of Climate Science
- By: Paul Behrens
- Narrated by: Paul Behrens, Oliver Hembrough
- Length: 10 hrs and 36 mins
- Unabridged
-
Overall
-
Performance
-
Story
Academic, physicist, environmental expert and award-winning science communicator Paul Behrens presents a radical analysis of a civilisation on the brink of catastrophe. Setting out the pressing existential threats we face, he writes, in alternating chapters, of what the future could look like at its most pessimistic and hopeful. In lucid and clear-sighted prose, Behrens argues that structural problems need structural solutions and examines critical areas in which political will is required, including women's education, food and energy security, biodiversity and economics.
-
The Best of Times, The Worst of Times
- Futures from the Frontiers of Climate Science
- Narrated by: Paul Behrens, Oliver Hembrough
- Length: 10 hrs and 36 mins
- Release date: 01-07-21
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to basket failed.
Please try again laterAdd to wishlist failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Unfollow podcast failed
Regular price: £22.99 or 1 Credit
Sale price: £22.99 or 1 Credit
-
-
-
The Super Age
- Decoding Our Demographic Destiny
- By: Bradley Schurman
- Narrated by: Brian Holsopple
- Length: 8 hrs and 32 mins
- Unabridged
-
Overall
-
Performance
-
Story
Societies all over the world are getting older, the result of the fact that we are living longer and having fewer children. At some point in the near future, much of the developed world will have at least twenty percent of their national populations over the age of sixty-five. Bradley Schurman calls this the Super Age. Today, Italy, Japan, and Germany have already reached the Super Age, and another ten countries will have gone over the tipping point in 2021.
-
-
Bringing a much needed refreshing spin
- By Pp on 18-07-22
-
The Super Age
- Decoding Our Demographic Destiny
- Narrated by: Brian Holsopple
- Length: 8 hrs and 32 mins
- Release date: 18-01-22
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to basket failed.
Please try again laterAdd to wishlist failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Unfollow podcast failed
Regular price: £12.99 or 1 Credit
Sale price: £12.99 or 1 Credit
-
-
-
The Day It Finally Happens
- Alien Contact, Dinosaur Parks, Immortal Humans - and Other Possible Phenomena
- By: Mike Pearl
- Narrated by: Mike Pearl
- Length: 8 hrs and 25 mins
- Unabridged
-
Overall
-
Performance
-
Story
In The Day It Finally Happens, Mike Pearl games out many of the 'could it really happen?' scenarios we've all speculated about, assigning a probability rating, and taking us through how it would unfold. He explores what would likely occur in dozens of possible scenarios - the final failure of antibiotics, the loss of the world's marine life, the abolition of the British monarchy, and even the arrival of aliens - and reports back from the future, providing a clear picture on how the world would look, feel, and even smell in each of these instances.
-
The Day It Finally Happens
- Alien Contact, Dinosaur Parks, Immortal Humans - and Other Possible Phenomena
- Narrated by: Mike Pearl
- Length: 8 hrs and 25 mins
- Release date: 17-09-19
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to basket failed.
Please try again laterAdd to wishlist failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Unfollow podcast failed
Regular price: £12.99 or 1 Credit
Sale price: £12.99 or 1 Credit
-
-
-
Zukunft
- Eine Bedienungsanleitung
- By: Florence Gaub
- Narrated by: Florence Gaub
- Length: 5 hrs and 2 mins
- Unabridged
-
Overall
-
Performance
-
Story
Deutschlands bekannteste Zukunftsforscherin nimmt Ängste und schärft den Blick nach vorn. "Der Mensch ist das Wesen, das die Fähigkeit hat, sich die Zukunft so detailliert vorzustellen, dass es sie erschaffen kann", schreibt Florence Gaub, und das ist in diesen Monaten eine Nachricht voll Hoffnung. Denn selten war die Zukunft mit so vielen und großen Unsicherheiten behaftet wie heute: Krieg, Klima, Inflation.
-
Zukunft
- Eine Bedienungsanleitung
- Narrated by: Florence Gaub
- Length: 5 hrs and 2 mins
- Release date: 14-09-23
- Language: German
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to basket failed.
Please try again laterAdd to wishlist failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Unfollow podcast failed
Regular price: £13.99 or 1 Credit
Sale price: £13.99 or 1 Credit
-
-
-
Red Alert
- How China's Growing Prosperity Threatens the American Way of Life
- By: Stephen Leeb, Gregory Dorsey
- Narrated by: Brian Bascle
- Length: 7 hrs and 36 mins
- Unabridged
-
Overall
-
Performance
-
Story
The American Dream is close to being replaced by a living nightmare. Key commodities that are essential to our daily lives and that are widely believed to be abundant are running critically short. Even worse, the Chinese are doing what they can to monopolize the world's dwindling resources. The U.S. is now largely dependent on our greatest economic rival for rare earth elements as well as a host of other minerals - all of which are absolutely essential to the development of alternative energies....
-
Red Alert
- How China's Growing Prosperity Threatens the American Way of Life
- Narrated by: Brian Bascle
- Length: 7 hrs and 36 mins
- Release date: 19-10-11
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to basket failed.
Please try again laterAdd to wishlist failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Unfollow podcast failed
Regular price: £12.99 or 1 Credit
Sale price: £12.99 or 1 Credit
-
-
-
Move
- How Mass Migration Will Reshape the World - and What It Means for You
- By: Parag Khanna
- Narrated by: Nezar Alderazi
- Length: 10 hrs and 45 mins
- Unabridged
-
Overall
-
Performance
-
Story
In the 60,000 years since people began colonising the continents, a recurring feature of human civilisation has been mobility - the constant search for resources and stability. Seismic global events - wars and genocides, revolutions and pandemics - have only accelerated the process. The map of humanity isn't settled, not now, not ever. As climate change tips toward full-blown crisis, economies collapse, governments destabilise and technology disrupts, we're entering a new age of mass migrations - one that will scatter not just the dispossessed but all of us.
-
-
Superficial
- By David Macintosh on 14-09-24
-
Move
- How Mass Migration Will Reshape the World - and What It Means for You
- Narrated by: Nezar Alderazi
- Length: 10 hrs and 45 mins
- Release date: 07-10-21
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to basket failed.
Please try again laterAdd to wishlist failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Unfollow podcast failed
Regular price: £12.99 or 1 Credit
Sale price: £12.99 or 1 Credit
-
-
-
Supertrends
- 50 Things You Need to Know About the Future
- By: Lars Tvede
- Narrated by: Steve Menasche
- Length: 11 hrs and 20 mins
- Unabridged
-
Overall
-
Performance
-
Story
Supertrends: 50 Things You Need to Know About the Future is about how efficient futurists work and how we can expect the world to evolve in terms of demographics, general economics, technologies, business models, resources, environment, and lifestyles. This audiobook addresses how to predict the future, what we can expect from it, and how companies and government should adapt to the accelerating change.
-
Supertrends
- 50 Things You Need to Know About the Future
- Narrated by: Steve Menasche
- Length: 11 hrs and 20 mins
- Release date: 13-02-20
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to basket failed.
Please try again laterAdd to wishlist failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Unfollow podcast failed
Regular price: £12.99 or 1 Credit
Sale price: £12.99 or 1 Credit
-
-
-
The Future Internet
- How the Metaverse, Web 3.0, and Blockchain Will Transform Business and Society
- By: Bernard Marr
- Narrated by: Rich Miller
- Length: 8 hrs and 9 mins
- Unabridged
-
Overall
-
Performance
-
Story
Acclaimed futurist, author, and digital strategist Bernard Marr delivers a compelling and engaging discussion of the technologies driving the impending—and ongoing—transformation of the internet, including blockchain, augmented reality (AR), and more. In the book, you'll explore the risks and opportunities presented by these game-changing techs and how they might impact you, your organization, and community.
-
The Future Internet
- How the Metaverse, Web 3.0, and Blockchain Will Transform Business and Society
- Narrated by: Rich Miller
- Length: 8 hrs and 9 mins
- Release date: 21-08-23
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to basket failed.
Please try again laterAdd to wishlist failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Unfollow podcast failed
Regular price: £12.99 or 1 Credit
Sale price: £12.99 or 1 Credit
-
-
-
Humanification
- Go Digital, Stay Human
- By: Christian Kromme
- Narrated by: Derek Botten
- Length: 8 hrs and 19 mins
- Unabridged
-
Overall
-
Performance
-
Story
Imagine having a code that gives you the power to invent, predict or harness the next big technology. Humanification is going to help you unlock the DNA of innovation itself, so you can apply it to your life, your business, and your community. The story starts with a little girl, a terminal diagnosis, and a ticking clock. Join the author as he searches for a cure. Along the way, you will discover the seven powerful forces of innovation that are going to change everything in your world within your lifetime.
-
Humanification
- Go Digital, Stay Human
- Narrated by: Derek Botten
- Length: 8 hrs and 19 mins
- Release date: 31-05-22
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to basket failed.
Please try again laterAdd to wishlist failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Unfollow podcast failed
Regular price: £14.99 or 1 Credit
Sale price: £14.99 or 1 Credit
-
-
-
The Future Starts Now
- Expert Insights into the Future of Business, Technology and Society
- By: Theo Priestley, Bronwyn Williams
- Narrated by: Graham Rowat, Teri Schnaubelt
- Length: 6 hrs and 38 mins
- Unabridged
-
Overall
-
Performance
-
Story
The future is an uncertain, uncomfortable prospect for employees, employers, and society at large. A flurry of unprecedented events have proven that, despite what some politicians and economists may tell us, the future is not set in stone. In light of this uncertainty, The Future Starts Now looks toward the various innovations and technologies that may shape our future. Authors Theo Priestley and Bronwyn Williams have brought together the world's leading futurists to articulate and clarify the current trajectories in technology, economics, politics, and business.
-
-
Simple, naive and wrong.
- By Amazon Customer on 11-01-22
-
The Future Starts Now
- Expert Insights into the Future of Business, Technology and Society
- Narrated by: Graham Rowat, Teri Schnaubelt
- Length: 6 hrs and 38 mins
- Release date: 15-04-21
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to basket failed.
Please try again laterAdd to wishlist failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Unfollow podcast failed
Regular price: £9.99 or 1 Credit
Sale price: £9.99 or 1 Credit
-
-
-
World Brain
- By: H.G. Wells
- Narrated by: Graham Dunlop
- Length: 4 hrs and 11 mins
- Unabridged
-
Overall
-
Performance
-
Story
World Brain is a collection of essays and addresses by the English science fiction pioneer, social reformer, evolutionary biologist and historian H. G. Wells, dating from the period of 1936–1938. Throughout the book, Wells describes his vision of the World Brain: a new, free, synthetic, authoritative, permanent “World Encyclopedia” that could help world citizens make the best use of universal information resources and make the best contribution to world peace.
-
World Brain
- Narrated by: Graham Dunlop
- Length: 4 hrs and 11 mins
- Release date: 20-07-24
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to basket failed.
Please try again laterAdd to wishlist failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Unfollow podcast failed
Regular price: £7.99 or 1 Credit
Sale price: £7.99 or 1 Credit
-
-
-
Virtual Natives
- How a New Generation is Revolutionizing the Future of Work, Play, and Culture
- By: Catherine D. Henry, Leslie Shannon
- Narrated by: Leanne Woodward
- Length: 7 hrs and 36 mins
- Unabridged
-
Overall
-
Performance
-
Story
We're living through what is arguably one of the most exciting, confusing, and powerful social moments in the history of humanity, the shift from the Digital Age to the Virtual Age. This shift is being driven by technology, and the people who are leading it are the ones who know it best: the Virtual Natives. This book will introduce you to the Virtual Native cohort and mindset, decipher their socio-cultural and economic experiences, and unpack their expectations of companies looking to engage, market, or employ them.
-
-
The future is here
- By Henrique on 11-10-24
-
Virtual Natives
- How a New Generation is Revolutionizing the Future of Work, Play, and Culture
- Narrated by: Leanne Woodward
- Length: 7 hrs and 36 mins
- Release date: 30-01-24
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to basket failed.
Please try again laterAdd to wishlist failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Unfollow podcast failed
Regular price: £12.99 or 1 Credit
Sale price: £12.99 or 1 Credit
-
-
-
The Future of Humankind
- Why We Should Be Optimistic
- By: John Hands
- Narrated by: Ralph Lister
- Length: 9 hrs and 35 mins
- Unabridged
-
Overall
-
Performance
-
Story
In his acclaimed Cosmosapiens, renowned scientist John Hands looked back on how we humans evolved from the origin of the universe to the present day. Building on that work, The Future of Humankind: Why We Should Be Optimistic looks ahead to our ultimate destiny. Listeners embark on a fascinating journey in which Hands evaluates current major predictions for our future in three categories—extinction, survival, and transformation—before making his own unique and astonishing forecast.
-
The Future of Humankind
- Why We Should Be Optimistic
- Narrated by: Ralph Lister
- Length: 9 hrs and 35 mins
- Release date: 21-02-23
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to basket failed.
Please try again laterAdd to wishlist failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Unfollow podcast failed
Regular price: £21.99 or 1 Credit
Sale price: £21.99 or 1 Credit
-